app icon

#UMatter

Stay safe, stay at home - Bank from Your Phone with MTN MoMo - powered by Ubank. Transfer money, pay bills, buy electricity and more - all from your cellphone.

google play button
appstore button
app icon mobile

Can't Get To A Bank?

No Problem - Bank from your phone with MTN MoMo- powered by Ubank. Transfer money, pay bills, buy electricity and more - all from your cellphone.

google play button
appstore button

Our story is your story. We are a bank that caters for all people. Our beginnings are deeply rooted in the philosophy of Ubuntu – we are one. Today, we say with pride that we are the workers’ bank of choice. Our service is in dedication to your hard work and helping U reach new heights.

MTN MoMo, now powered by Ubank. Bringing MoMo to U. With MoMo you can enjoy no monthly fees, no queues at the bank, and no carrying cash.

bar icon

Register For Free
Download the MoMo App and register for free from any number- fees apply to certain transactions only.

lock icon

Your Money Is Safer!
Secure your hard-earned cash with end-to-end encryption.

left right arrows icon

Transfer Cash Instantly
Transfer money to other MoMo users or send cash vouchers to any South African cellphone number.

mobile
basket icon

Simple Shopping
Scan QR codes to pay for
products and services through
MoMo partners.

money icon

Pay Your Bills
Keep your DStv, prepaid electricity, and other accounts up to date without hassle.

phone icon

Buy Airtime And Bundles
Buy airtime and data, voice and SMS bundles, at no extra cost and get exclusive deals – even if you’re not with MTN.

Our story is your story. We are a bank that caters for all people. Our beginnings are deeply rooted in the philosophy of Ubuntu – we are one. Today, we say with pride that we are the workers’ bank of choice. Our service is in dedication to your hard work and helping U reach new heights.

MTN MoMo, now powered by Ubank. Bringing MoMo to U. With MoMo you can enjoy no monthly fees, no queues at the bank, and no carrying cash.

bar icon mobile

Register For Free
Download the MoMo App and register for free from any number- fees apply to certain transactions only.

lock icon mobile

Your Money Is Safer!
Secure your hard-earned cash with end-to-end encryption.

basket icon mobile

Simple Shopping
Scan QR codes to pay for products and services through MoMo partners.

money icon mobile

Pay Your Bills
Keep your DStv, prepaid electricity, and other accounts up to date without hassle.

Transfer Cash Instantly
Transfer money to other MoMo users or send cash vouchers to any South African cellphone number.

phone icon mobile

Buy Airtime And Bundles
Buy airtime and data, voice and SMS bundles, at no extra cost and get exclusive deals – even if you’re not with MTN.

app icon

Download the new, Ubank-powered MTN MoMo App or register on *120*151# today!

google play button
appstore button

No monthly fees, no endless queues at the bank, and no carrying cash.

r0 icon

Monthly Cost

r0 icon

Cash-in At MTN Stores

r0 icon

Mobile Recharges

r0 icon

Bill, Merchants + Shop Payments

tablet vector
laptop vector
arrow icon

Cash-in via bank card
All transactions are free.

left right arrows icon

Cash-in via EFT
All transactions are free.

wallet icon

Cash-out to bank account
A standard fee of R3 applies to each transaction.

* Promotional fees have been applied to ease the pressure of COVID-19 and promote cashless transactions. The updated fees are valid from 19 March 2020 to 30 September 2020. Thereafter normal fees will apply.

Any financial services provided in respect of MoMo are provided by MTN on behalf of Ubank Limited, a licenced financial services provider FSP No.14740. Ts&Cs apply.

No monthly fees, no endless queues at the bank, and no carrying cash.

r0 icon mobile

Monthly Cost

r0 icon mobile

Cash-in At MTN Stores

r0 icon mobile

Mobile Recharges

r0 icon mobile

Bill, Merchants + Shop Payments

laptop vector
arrow icon mobile

Cash-in via
bank card

All transactions are free.

left right icon mobile

Cash-in via EFT
All transactions are free.

wallet icon mobile

Cash-out to bank account
All transactions are free.

tablet vector

* Promotional fees have been applied to ease the pressure of COVID-19 and promote cashless transactions. The updated fees are valid from 19 March 2020 to 30 September 2020. Thereafter normal fees will apply.

Any financial services provided in respect of MoMo are provided by MTN on behalf of Ubank Limited, a licenced financial services provider FSP No.14740. Ts&Cs apply.