Personal Loan

Bigger dreams, bigger loan!
Dream big with a ubank loan of up to R180 000 payable over 72 months.

Apply for a loan designed around your needs:

  • Borrow any amount up to R180 000
  • Choose flexible repayment options from 1 to 72 months
  • To apply you need to earn a salary, have a bank account and be between 18 and 65 years. Even if you don’t bank with ubank you can still apply!
  • Affordability checks will be done to make sure you can afford the loan
  • You can access your funds straight away from your ubank account

To apply, please bring the following:

  • Latest original payslip
  • Proof of physical address (not older than 3 months)
  • Green bar-coded South African Identity Book, ID Smart Card or valid Passport with a valid work permit
  • And bank statements for the last 3 months (if not a ubank customer)

Fees charged include:

  • Initiation Fee
  • Monthly Service Fee
  • Credit Life Assurance Premium

Interest Rate:

  • Fluctuating variable interest rate linked to Prime

Talk to Us

For more information about our Personal Loan speak to your ubank consultant at your nearest ubank branch or call 086000 8322.